:root {
  color-scheme: light;
  --ink: #11100f;
  --ink-soft: #403d39;
  --paper: #f7f4ed;
  --paper-strong: #fffdf8;
  --line: #d9d2c5;
  --teal: #287a73;
  --teal-dark: #174f4b;
  --amber: #bf7c2f;
  --moss: #5f6a42;
  --charcoal: #171615;
  --error: #9e2f2f;
  --success: #1f6f4a;
  --shadow: 0 24px 80px rgba(17, 16, 15, 0.16);
  font-family:
    Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI",
    sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-size: 16px;
  line-height: 1.5;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
}

.site-header {
  position: fixed;
  z-index: 20;
  top: 0;
  left: 0;
  right: 0;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 24px;
  padding: 18px 36px;
  color: #fffdf8;
  transition:
    background 180ms ease,
    border-color 180ms ease,
    color 180ms ease;
}

.site-header.is-scrolled {
  color: var(--ink);
  background: rgba(255, 253, 248, 0.94);
  border-bottom: 1px solid rgba(64, 61, 57, 0.12);
  backdrop-filter: blur(14px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  font-weight: 760;
}

.brand-mark {
  display: block;
  width: 34px;
  height: 34px;
  border-radius: 9px;
  overflow: hidden;
  box-shadow: 0 10px 22px rgba(17, 16, 15, 0.18);
}

.brand-mark img {
  display: block;
  width: 100%;
  height: 100%;
}

.site-nav {
  display: flex;
  justify-content: center;
  gap: 28px;
  font-size: 14px;
}

.site-nav a,
.site-footer a {
  text-decoration: none;
}

.site-nav a:hover,
.site-footer a:hover,
.privacy-note a:hover {
  text-decoration: underline;
}

.header-action {
  padding: 10px 14px;
  border: 1px solid currentColor;
  border-radius: 8px;
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
}

.hero {
  position: relative;
  min-height: 86vh;
  display: grid;
  align-items: center;
  overflow: hidden;
  padding: 120px 36px 72px;
  color: #fffdf8;
}

.hero-image,
.hero-overlay {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.hero-image {
  object-fit: cover;
  object-position: 58% center;
  filter: saturate(1.04) contrast(1.06) brightness(1.08);
}

.hero-overlay {
  background:
    linear-gradient(90deg, rgba(17, 16, 15, 0.92), rgba(17, 16, 15, 0.65) 40%, rgba(17, 16, 15, 0.16) 64%, rgba(17, 16, 15, 0) 82%),
    linear-gradient(180deg, rgba(17, 16, 15, 0.2), rgba(17, 16, 15, 0.16));
}

.hero-content {
  position: relative;
  width: min(720px, 100%);
  margin-left: max(0px, calc((100vw - 1180px) / 2));
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--teal);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.hero .eyebrow {
  color: #80d7ce;
}

h1,
h2,
h3,
p {
  overflow-wrap: break-word;
}

h1 {
  margin: 0;
  max-width: 650px;
  font-size: 66px;
  line-height: 0.98;
}

h2 {
  margin: 0;
  font-size: 38px;
  line-height: 1.08;
}

h3 {
  margin: 0;
  font-size: 18px;
  line-height: 1.25;
}

.hero-copy {
  max-width: 640px;
  margin: 24px 0 0;
  color: rgba(255, 253, 248, 0.84);
  font-size: 21px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 13px 18px;
  border-radius: 8px;
  border: 1px solid transparent;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
  transition:
    transform 160ms ease,
    border-color 160ms ease,
    background 160ms ease;
}

.button:hover {
  transform: translateY(-1px);
}

.button.primary {
  color: var(--ink);
  background: #fffdf8;
}

.button.primary.dark-button {
  color: #fffdf8;
  background: var(--teal-dark);
}

.button.secondary {
  color: #fffdf8;
  border-color: rgba(255, 253, 248, 0.48);
  background: rgba(255, 253, 248, 0.08);
}

.button.light-outline {
  color: var(--ink);
  border-color: rgba(17, 16, 15, 0.22);
  background: rgba(255, 253, 248, 0.54);
}

.button.primary.submit-button {
  width: 100%;
  margin-top: 20px;
  color: #fffdf8;
  background: var(--teal-dark);
}

.button.primary.submit-button:disabled {
  cursor: wait;
  opacity: 0.72;
  transform: none;
}

.hero-points {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  max-width: 760px;
  margin: 48px 0 0;
}

.hero-points div {
  min-width: 0;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 253, 248, 0.28);
}

.hero-points dt {
  font-weight: 860;
  font-size: 18px;
}

.hero-points dd {
  margin: 4px 0 0;
  color: rgba(255, 253, 248, 0.72);
  font-size: 14px;
}

.intro-band,
.split-section,
.process-band,
.apply-section,
.faq-section {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.intro-band {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  padding: 54px 0;
}

.intro-item {
  display: grid;
  gap: 14px;
}

.intro-item p,
.criteria p,
.process-list p,
.faq-grid p,
.apply-copy p {
  margin: 0;
  color: var(--ink-soft);
}

.item-rule {
  width: 64px;
  height: 5px;
  border-radius: 999px;
  background: var(--teal);
}

.item-rule.amber {
  background: var(--amber);
}

.split-section {
  display: grid;
  grid-template-columns: 0.86fr 1.14fr;
  gap: 52px;
  padding: 72px 0;
  border-top: 1px solid var(--line);
}

.criteria-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.criteria,
.faq-grid article {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper-strong);
}

.criteria h3,
.faq-grid h3 {
  margin-bottom: 10px;
}

.process-band {
  padding: 74px 0;
  border-top: 1px solid var(--line);
}

.section-heading {
  display: grid;
  gap: 8px;
  width: min(720px, 100%);
}

.process-list {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  padding: 0;
  margin: 36px 0 0;
  list-style: none;
}

.process-list::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  transform: scaleX(0);
  transform-origin: left;
  background: linear-gradient(90deg, var(--teal), var(--amber), var(--teal), var(--amber));
  transition: transform 820ms ease;
}

.process-list.is-visible::before {
  transform: scaleX(1);
}

.process-list li {
  position: relative;
  padding: 24px 20px;
  border-top: 4px solid var(--teal);
  background: #ede7da;
}

.js .process-step {
  opacity: 0;
  transform: translateY(18px);
  transition:
    opacity 560ms ease,
    transform 560ms ease;
  transition-delay: calc(var(--step-index) * 120ms);
}

.js .process-list.is-visible .process-step {
  opacity: 1;
  transform: translateY(0);
}

.process-list li:nth-child(even) {
  border-top-color: var(--amber);
  background: #f3efe7;
}

.process-list span {
  display: grid;
  width: 34px;
  height: 34px;
  margin-bottom: 18px;
  place-items: center;
  border-radius: 999px;
  color: #fffdf8;
  background: var(--ink);
  font-weight: 800;
}

.apply-section {
  display: grid;
  grid-template-columns: 0.82fr 1.18fr;
  gap: 48px;
  align-items: start;
  padding: 72px 0 88px;
  border-top: 1px solid var(--line);
}

.apply-copy {
  position: sticky;
  top: 104px;
  display: grid;
  gap: 18px;
}

.assurance-list {
  display: grid;
  gap: 10px;
  margin-top: 16px;
}

.assurance-list p {
  padding-left: 14px;
  border-left: 4px solid var(--moss);
}

.lead-form {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper-strong);
  box-shadow: var(--shadow);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

label,
fieldset {
  min-width: 0;
}

.field-group > span,
label span,
legend {
  display: block;
  margin-bottom: 7px;
  color: var(--ink);
  font-size: 13px;
  font-weight: 760;
}

input,
select,
textarea {
  width: 100%;
  min-height: 44px;
  border: 1px solid #c9c0b1;
  border-radius: 7px;
  padding: 10px 12px;
  color: var(--ink);
  background: #fffdf8;
  font: inherit;
}

.phone-input-row {
  display: grid;
  grid-template-columns: minmax(104px, 0.36fr) 1fr;
  gap: 8px;
}

.phone-input-row select {
  padding-left: 10px;
}

textarea {
  resize: vertical;
}

input:focus,
select:focus,
textarea:focus {
  outline: 3px solid rgba(40, 122, 115, 0.22);
  border-color: var(--teal);
}

.full-width,
.text-area-label,
.checkbox-group,
.consent-row {
  grid-column: 1 / -1;
}

.checkbox-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 16px;
  margin: 22px 0 18px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
}

.checkbox-group label,
.consent-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--ink-soft);
  font-size: 14px;
}

.checkbox-group input,
.consent-row input {
  flex: 0 0 auto;
  width: 18px;
  height: 18px;
  min-height: 18px;
  margin-top: 2px;
  accent-color: var(--teal-dark);
}

.consent-row {
  margin-top: 22px;
}

.consent-row span {
  margin: 0;
  font-weight: 500;
}

.privacy-note,
.form-status {
  margin: 14px 0 0;
  color: var(--ink-soft);
  font-size: 13px;
}

.form-status.success {
  color: var(--success);
  font-weight: 760;
}

.form-status.error {
  color: var(--error);
  font-weight: 760;
}

.faq-section {
  padding: 74px 0 86px;
  border-top: 1px solid var(--line);
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 32px;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding: 32px 36px;
  color: #fffdf8;
  background: var(--charcoal);
}

.site-footer p {
  margin: 0;
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.legal-page {
  width: min(880px, calc(100% - 48px));
  margin: 0 auto;
  padding: 120px 0 72px;
}

.legal-page h1 {
  color: var(--ink);
  font-size: 46px;
}

.legal-page h2 {
  margin-top: 34px;
  font-size: 24px;
}

.legal-page p,
.legal-page li {
  color: var(--ink-soft);
}

.legal-page ul {
  padding-left: 22px;
}

.thank-you-page {
  width: min(1040px, calc(100% - 48px));
  margin: 0 auto;
  padding: 132px 0 80px;
}

.thank-you-hero {
  display: grid;
  gap: 20px;
  padding: 48px 0 54px;
  border-bottom: 1px solid var(--line);
}

.thank-you-hero h1 {
  max-width: 760px;
  color: var(--ink);
  font-size: 54px;
}

.thank-you-hero p {
  max-width: 700px;
  margin: 0;
  color: var(--ink-soft);
  font-size: 19px;
}

.thank-you-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 10px;
}

.thank-you-next {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  padding-top: 34px;
}

.thank-you-next article {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper-strong);
}

.thank-you-next span {
  display: grid;
  width: 34px;
  height: 34px;
  margin-bottom: 18px;
  place-items: center;
  border-radius: 999px;
  color: #fffdf8;
  background: var(--ink);
  font-weight: 800;
}

.thank-you-next h2 {
  margin-bottom: 8px;
  font-size: 22px;
}

.thank-you-next p {
  margin: 0;
  color: var(--ink-soft);
}

@media (max-width: 980px) {
  .site-header {
    grid-template-columns: 1fr auto;
    padding: 14px 20px;
  }

  .site-nav {
    display: none;
  }

  .hero {
    min-height: 82vh;
    padding: 108px 24px 56px;
  }

  .hero-overlay {
    background:
      linear-gradient(90deg, rgba(17, 16, 15, 0.94), rgba(17, 16, 15, 0.72) 56%, rgba(17, 16, 15, 0.2)),
      linear-gradient(180deg, rgba(17, 16, 15, 0.32), rgba(17, 16, 15, 0.38));
  }

  h1 {
    font-size: 50px;
  }

  h2 {
    font-size: 31px;
  }

  .hero-copy {
    font-size: 18px;
  }

  .hero-points,
  .intro-band,
  .split-section,
  .apply-section,
  .faq-grid,
  .thank-you-next {
    grid-template-columns: 1fr;
  }

  .process-list {
    grid-template-columns: 1fr 1fr;
  }

  .apply-copy {
    position: static;
  }

  .site-footer {
    flex-direction: column;
  }
}

@media (max-width: 680px) {
  .brand span:last-child {
    max-width: 150px;
    line-height: 1.1;
  }

  .header-action {
    padding: 9px 10px;
    font-size: 13px;
  }

  .hero {
    min-height: auto;
    padding: 92px 20px 30px;
  }

  .hero-image {
    object-position: 62% center;
  }

  .hero-actions,
  .button {
    width: auto;
  }

  .hero-actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .hero-actions .button {
    min-height: 46px;
    padding: 10px 12px;
    font-size: 14px;
  }

  h1 {
    font-size: 42px;
  }

  .thank-you-page {
    width: min(100% - 32px, 1040px);
    padding-top: 108px;
  }

  .thank-you-hero h1 {
    font-size: 38px;
  }

  .thank-you-actions,
  .thank-you-actions .button {
    width: 100%;
  }

  h2 {
    font-size: 27px;
  }

  .criteria-grid,
  .process-list,
  .form-grid,
  .checkbox-group {
    grid-template-columns: 1fr;
  }

  .hero-points {
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    margin-top: 32px;
  }

  .hero-points dt {
    font-size: 14px;
  }

  .hero-points dd {
    font-size: 12px;
  }

  .phone-input-row {
    grid-template-columns: minmax(100px, 0.42fr) 1fr;
  }

  .intro-band,
  .split-section,
  .process-band,
  .apply-section,
  .faq-section {
    width: min(100% - 32px, 1180px);
  }

  .lead-form {
    padding: 20px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .process-list::before,
  .js .process-step {
    transition: none;
  }

  .js .process-step {
    opacity: 1;
    transform: none;
  }
}